Bay Area | Bay Area Short Sale Angels | Monclair | Piedmont

Some Great News On Short Sales And Helping Even More Homeowners

Hello everyone my name is Kerri Naslund with the Bay Area Short Sale Angels, :k1:'s number one short sale team, thank you for stopping by my blog today. Our team of short sale experts ware dedicated to helping :k1: homeowners avoid foreclosure and I use my blog to share valuable information on that very topic. If you are behind on your mortgage, or already considering a short sale, please visit my website or contact me today to discuss your real estate options. For my blog today I wanted to share some exciting news for homeowners in :k1:. The numbers are in and last year our team helped forty four different homeowners avoid foreclosure in the state of :k1:. While our entire team has very proud of this success we look forward to doubling if not tripling that number in the next twelve months. In addition to the forty four clients I also spoke…

Keep Your House As Is During A Short Sale

Hi, this is Kerri from the Bay Area Short Sale Angels, :k1:'s number one short sale team. A lot of homeowners going through short sales have heard of people that are in foreclosure that end up selling all of their appliances and stripping the fixtures. These homeowners frequently ask us if this is something they can do. The simple answer to this question is no, you can't strip the fixtures and sell all of the appliances. There is a person that's going to purchase the home in as good condition as you've been keeping it. Leave the home how you would want to find it if you are the buyer. They are actually your saving grace and without them there would be no short sale, so you want to be able to turnover a home that they can be proud of. Some people do elect to sell their appliances, but you have to…

How Close To The Trustee Sale Date Can You Initiate The Short Sale Process?

Hi, this is Kerri from the Bay Area Short Sale Angels, :k1:'s number one short sale team. A lot of people have asked me how close to the trustee sale date can you initiate the short sale process. The trustee sale date is known as the foreclosure sale date. There's not an easy answer to that, it really depends on the bank that is servicing your loan. For the most part, as a general rule, we need at least ten days. Ten days prior to the trustee sale date to initiate that short sale and have a chance of getting it into the system and being able to get an extension on that short sale date. By no means does that mean hang out and live in your house until ten days before and then say you would like a short sale. Give your agent as much time as possible before that trustee…

What You Need to Know About the Short Sale Process before the BPO

Hi, this is Kerri from the Bay Area Short Sale Angels, we are :k1:'s number one short sale team. Today I'm going to talk about the short sale process before the BPO. Where that starts is with you and making the decision to go through with the short sale process. There are other decisions that you could have made but you've done your research, you've talked to people, you've consulted with attorneys and tax advisors and you've decided a short sale is the way to go. At that point you will call the Bay Area Short Sale Angels, that's us. We will generate listing documents and disclosure documents for you and also a short sale package customized to the bank or banks that you might owe money to. At that point, you are going to fill all of that stuff out even though some of it may be something that you've seen once…

Staying Current On Your Mortgage Is A Possibility During A Short Sale

Hello this is Kerri Naslund with the Bay Area Short Angels, :k1:'s number one short sale team, thank you for your time today. I am a licensed real estate agent in the state of :k1: and blog frequently to keep area homeowners up to date on the short sale process and their options for avoiding foreclosure. For our blog today I wanted to talk about whether or not a homeowner can pay their mortgage so it is current while in the middle of a short sale. Whether you win the lottery, find a new job, or get a bonus at work you are certainly able to make payments on your mortgage during the short sale process to remain current. Often times there will be some fees related with paying off the past due amount but that can be negotiable. In fact I have had clients in the past who have been able to…

The Benefits Of A HAFA Short Sale Make Sense For A Homeowner

Hello everyone this is Kerri Naslund with the Bay Area Short Sale Angels, :k1:'s number one short sale team, thank you for your time today. I update my blog on short sales quite frequently and strive to keep :k1: homeowners up to date and informed on the short sale process. For our blog topic today I would like to discuss what exactly a HAFA short sale is and what it can mean for you. Simply put, HAFA is a government backed short sale program that was part of the Fair Lending Act of 2009. Not all lenders are HAFA approved but for those that are it is certainly worth your time to look at this program. The main goal of HAFA is to help homeowners get out from under their distressed property and provide two unique benefits. The first, and most widely known, is that the HAFA program will give you three thousand…

Stop Those Harassing Phone Calls from Your Loan Servicer or Lender Forever!

Hi this is Kerri with the Bay Area Short Sale Angels. We are :k1:'s number one short sale team. So what do you do if they won't stop calling you, they won't stop harassing you? This is a question that we get a lot. Usually once we turn in a complete short sale package, they usually stop calling you. A complete short sale package includes an offer from a buyer. So, until they get an offer from a buyer, they will call you day and night, filling up your voice mail. We typically tell our clients to ignore the phone calls or answer and tell them to talk to your real estate agent and then give them our phone number. Under the fair lending law and fair debt collection practices act. I'm going to read something that you can say that will scare them and make the calls stop. Once you ask them…

Several Reasons Why You Should Choose BASSA or the Bay Area Short Sale Angels to Work on Your Short Sale

Hi, this is Kerri from the Bay Area Short Sale Angels. We are northern California's number one short sale team. Today I'm going to give you three reasons why you would want to work with the Bay Area Short Sale Angels or BASSA. The number one reason is knowledge. We keep ourselves up to date and informed of all the trends and changes in any short sale laws. Basically, anything that has to do with :k1: short sales, we eat, drink, and sleep it every day. The second reason why you want to work with BASSA is our success rate. We have a 93% success rate. In an industry where 40-50% is normal as far as getting short sales to close, I consider that a huge benefit to have us on your side. The last reason why you would want to work with BASSA, or the Bay Area Short Sale Angels, would be…

Information on Loan Modifications and Short Sales

Hi, this is Kerri from the Bay Area Short Sale Angels. We are northern California's number one short sale team. I have a piece of advice for you that might sound crazy. Do not pay anyone to help you with your loan modification or your :k1: short sale, even if it's an attorney. You can maybe negotiate so they can have some money when it closes, but do not pay them anything upfront. Our team has had a couple people recently, one actually paid a lawyer $20,000 to do her loan modification and it went nowhere, absolutely nowhere. He made all these promises and then just took off with the money. What can she do sue a lawyer? That's not going to happen. People are getting ripped off by scams, and people making promises. There may be people that seem like they're there, they seem like they know what they are talking about,…

Who Should You Consult With A Short Sale?

After you have consulted with us about your options and possible short sale, there are a few other people that you should consult to ensure that you are covering all of the bases. You should consult a real estate attorney, your CPA, or a tax professional. We have a list of preferred vendors that we frequently refer out to people who request those services. Simply fill out a request form on our website and we will send you that list of our preferred vendors.