Stop Those Harassing Phone Calls from Your Loan Servicer or Lender Forever!

Hi this is Kerri with the Bay Area Short Sale Angels. We are :k1:'s number one short sale team. So what do you do if they won't stop calling you, they won't stop harassing you? This is a question that we get a lot. Usually once we turn in a complete short sale package, they usually stop calling you. A complete short sale package includes an offer from a buyer. So, until they get an offer from a buyer, they will call you day and night, filling up your voice mail. We typically tell our clients to ignore the phone calls or answer and tell them to talk to your real estate agent and then give them our phone number. Under the fair lending law and fair debt collection practices act. I'm going to read something that you can say that will scare them and make the calls stop. Once you ask them…

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Debunking The Myth That A Short Sale Will Take Forever To Close

Hello this is Kerri Naslund from the Bay Area Short Sale Angels, :k1:'s number one short sale team, thanks for joining me. Today I wanted to talk about how long a short sale will take to close and what to expect during the process. Often times when meeting with a new client one of their big concerns is how long their file will take to get approved. I am not sure where it originated but there is a short sale myth floating around :k1: that short sales take forever to get approved. This is simply not true. Sure there are short sale horror stories of listings taking eight to ten months to close but with the Short Sale Angels we work our tails offs to get you approval fast. A normal short sale in the :k1: for our team takes thirty five to forty five days thanks to aggressive pricing and a time…

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What you Need to Know about Keeping Current on Your Bills During a Short Sale

Hi, this is Kerri from the Bay Area Short Sale Angels. We are northern California's number one short sale team. One of the questions that comes up all the time when people are preparing for a short sale is what bills should they continue to pay. First of all, I have to say that I can never tell you not to pay anything. If you have a contract with someone then you need to pay. If you're in a financial situation where you have to pick and choose which bills might be more important to keep current on, the HOA dues if you are living in a community or a condo or townhouse that has a homeowners association. You need to keep those current. An HOA will foreclose on you faster than any bank would. So keep those current because those are the ones that will cause trouble if you don't. Another really…

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Information for Those Suffering from Financial Hardship

Hi this is Kerri from the Bay Area Short Sale Angels, northern California's number one short sale team. So here's a piece of advice not only for people who are suffering a financial hardship or looking at pre-foreclosure or short sale, this is for everyone out there. This is just a little piece of advice based on some stuff that I've seen going on. There are some other teams out there in the US that I talk to on a regular basis, and they've noticed the same thing, so it's not just California. Do not bank at the same institution that carries your loan. Many times, written in the fine print when you sign up for a checking or savings account, it says that if you owe them any money, they can take if from your account. People usually assume that it has to do with credit cards that are linked to the…

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